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Code | Context

<?php 

//Se obtiene el arrglo para los meta de las p�ginas

$arrSeo=$navSeo;

$___viewFn	=	"/web_app/dailyme.com/website/views/elements//header/seometa.ctp"
$___dataForView	=	array(
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	"username_for_layout" => null,
	"user_for_layout" => null,
	"accountid" => "",
	"user" => null,
	"myNews" => array(),
	"UserEntities" => array(),
	"navBox" => array(
	array(),
	array(),
	array(),
	array(),
	array(),
	array(),
	array(),
	array()
),
	"navBar" => array(
	array(),
	array(),
	array(),
	array(),
	array(),
	array(),
	array(),
	array(),
	array(),
	array(),
	array()
),
	"searchBox" => array(
	array(),
	array(),
	array()
),
	"metaVars" => array(
	"http-equiv="Refresh" content="900""
),
	"RelatedPhotos" => null,
	"metaTitle" => "Personal Finance and Consumer News - DailyMe.com",
	"metaKeywords" => "personal finance news, consumer news, personal finance info, personal finance tips, personal finance advice, family budget, insurance, taxes, retirement, savings, loans, income tax, income tax advice",
	"metaDescription" => "DailyMe.com presents a roundup of personal finance news from leading newspapers, and other top sources.  DailyMe can be fully customized to deliver the news you select directly to your email or printer.",
	"entity_type_id" => "2",
	"category" => array(
	"id" => "415212",
	"entity_seo_url" => "category/business-news.html",
	"entity_alias" => "Business"
),
	"stories" => array(
	array(),
	array(),
	array(),
	array(),
	array(),
	array(),
	array(),
	array(),
	array(),
	array()
),
	"Related" => array(),
	"seourl" => "category/business-news-personal-finance-consumer-news.html",
	"sort" => "1",
	"page" => "1",
	"pagination_data" => array(
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	"totalresults" => "477",
	"pages" => 48,
	"perpage" => "10"
),
	"entity_image" => array(),
	"entity_id" => "205",
	"entity_seo_url" => "category/business-news-personal-finance-consumer-news.html",
	"entity_type_alias" => "Sub Category",
	"entity_alias" => "Personal Finance",
	"linkVars" => array(
	"rel="alternate" type="application/rss+xml" title="RSS" href="http://dailyme.com/rss/category/business-news-personal-finance-consumer-news.html""
),
	"showWelcomePopUp" => true,
	"bannerActive" => true,
	"title_for_layout" => "Entities",
	"rss" => RssHelper
RssHelper::$helpers = array
RssHelper::$base = ""
RssHelper::$here = "/category/business-news-personal-finance-consumer-news.html"
RssHelper::$params = array
RssHelper::$action = "index"
RssHelper::$data = NULL
RssHelper::$model = NULL
RssHelper::$field = NULL
RssHelper::$version = "2.0"
RssHelper::$encoding = "UTF-8"
RssHelper::$Xml = Xml object
RssHelper::$XmlElement = NULL
RssHelper::$webroot = "/"
RssHelper::$theme = NULL
RssHelper::$plugin = NULL
RssHelper::$namedArgs = NULL
RssHelper::$argSeparator = NULL
RssHelper::$validationErrors = NULL
RssHelper::$tags = array
RssHelper::$__tainted = NULL
RssHelper::$__cleaned = NULL
RssHelper::$Time = TimeHelper object,
	"session" => SessionHelper
SessionHelper::$helpers = array
SessionHelper::$__active = true
SessionHelper::$valid = false
SessionHelper::$error = false
SessionHelper::$_userAgent = "c376ae1505f581bdd1da19c2c04e00df"
SessionHelper::$path = "/"
SessionHelper::$lastError = NULL
SessionHelper::$security = "low"
SessionHelper::$time = 1371629892
SessionHelper::$sessionTime = 1371989892
SessionHelper::$cookieLifeTime = false
SessionHelper::$watchKeys = array
SessionHelper::$id = NULL
SessionHelper::$host = NULL
SessionHelper::$timeout = NULL
SessionHelper::$base = ""
SessionHelper::$webroot = "/"
SessionHelper::$here = "/category/business-news-personal-finance-consumer-news.html"
SessionHelper::$params = array
SessionHelper::$action = "index"
SessionHelper::$data = NULL
SessionHelper::$theme = NULL
SessionHelper::$plugin = NULL,
	"facebookConnect" => FacebookConnectHelper
FacebookConnectHelper::$helpers = array
FacebookConnectHelper::$base = ""
FacebookConnectHelper::$webroot = "/"
FacebookConnectHelper::$theme = NULL
FacebookConnectHelper::$here = "/category/business-news-personal-finance-consumer-news.html"
FacebookConnectHelper::$params = array
FacebookConnectHelper::$action = "index"
FacebookConnectHelper::$plugin = NULL
FacebookConnectHelper::$data = NULL
FacebookConnectHelper::$namedArgs = NULL
FacebookConnectHelper::$argSeparator = NULL
FacebookConnectHelper::$validationErrors = NULL
FacebookConnectHelper::$tags = array
FacebookConnectHelper::$__tainted = NULL
FacebookConnectHelper::$__cleaned = NULL
FacebookConnectHelper::$Html = HtmlHelper object
FacebookConnectHelper::$Gravatar = GravatarHelper object
FacebookConnectHelper::$Session = SessionHelper object,
	"mrSparkle" => MrSparkleHelper
MrSparkleHelper::$helpers = NULL
MrSparkleHelper::$base = ""
MrSparkleHelper::$webroot = "/"
MrSparkleHelper::$theme = NULL
MrSparkleHelper::$here = "/category/business-news-personal-finance-consumer-news.html"
MrSparkleHelper::$params = array
MrSparkleHelper::$action = "index"
MrSparkleHelper::$plugin = NULL
MrSparkleHelper::$data = NULL
MrSparkleHelper::$namedArgs = NULL
MrSparkleHelper::$argSeparator = NULL
MrSparkleHelper::$validationErrors = NULL
MrSparkleHelper::$tags = array
MrSparkleHelper::$__tainted = NULL
MrSparkleHelper::$__cleaned = NULL,
	"text" => TextHelper
TextHelper::$helpers = NULL
TextHelper::$base = ""
TextHelper::$webroot = "/"
TextHelper::$theme = NULL
TextHelper::$here = "/category/business-news-personal-finance-consumer-news.html"
TextHelper::$params = array
TextHelper::$action = "index"
TextHelper::$plugin = NULL
TextHelper::$data = NULL
TextHelper::$namedArgs = NULL
TextHelper::$argSeparator = NULL
TextHelper::$validationErrors = NULL
TextHelper::$tags = array
TextHelper::$__tainted = NULL
TextHelper::$__cleaned = NULL,
	"gravatar" => GravatarHelper
GravatarHelper::$helpers = array
GravatarHelper::$base = ""
GravatarHelper::$webroot = "/"
GravatarHelper::$theme = NULL
GravatarHelper::$here = "/category/business-news-personal-finance-consumer-news.html"
GravatarHelper::$params = array
GravatarHelper::$action = "index"
GravatarHelper::$plugin = NULL
GravatarHelper::$data = NULL
GravatarHelper::$namedArgs = NULL
GravatarHelper::$argSeparator = NULL
GravatarHelper::$validationErrors = NULL
GravatarHelper::$tags = array
GravatarHelper::$__tainted = NULL
GravatarHelper::$__cleaned = NULL
GravatarHelper::$Html = HtmlHelper object
GravatarHelper::$Text = TextHelper object,
	"time" => TimeHelper
TimeHelper::$helpers = NULL
TimeHelper::$base = ""
TimeHelper::$webroot = "/"
TimeHelper::$theme = NULL
TimeHelper::$here = "/category/business-news-personal-finance-consumer-news.html"
TimeHelper::$params = array
TimeHelper::$action = "index"
TimeHelper::$plugin = NULL
TimeHelper::$data = NULL
TimeHelper::$namedArgs = NULL
TimeHelper::$argSeparator = NULL
TimeHelper::$validationErrors = NULL
TimeHelper::$tags = array
TimeHelper::$__tainted = NULL
TimeHelper::$__cleaned = NULL,
	"javascript" => JavascriptHelper
JavascriptHelper::$useNative = true
JavascriptHelper::$enabled = true
JavascriptHelper::$safe = false
JavascriptHelper::$tags = array
JavascriptHelper::$_blockOptions = array
JavascriptHelper::$_cachedEvents = array
JavascriptHelper::$_cacheEvents = false
JavascriptHelper::$_cacheToFile = false
JavascriptHelper::$_cacheAll = false
JavascriptHelper::$_rules = array
JavascriptHelper::$__scriptBuffer = NULL
JavascriptHelper::$helpers = NULL
JavascriptHelper::$base = ""
JavascriptHelper::$webroot = "/"
JavascriptHelper::$theme = NULL
JavascriptHelper::$here = "/category/business-news-personal-finance-consumer-news.html"
JavascriptHelper::$params = array
JavascriptHelper::$action = "index"
JavascriptHelper::$plugin = NULL
JavascriptHelper::$data = NULL
JavascriptHelper::$namedArgs = NULL
JavascriptHelper::$argSeparator = NULL
JavascriptHelper::$validationErrors = NULL
JavascriptHelper::$__tainted = NULL
JavascriptHelper::$__cleaned = NULL,
	"html" => HtmlHelper
HtmlHelper::$tags = array
HtmlHelper::$_crumbs = array
HtmlHelper::$__includedScripts = array
HtmlHelper::$_scriptBlockOptions = array
HtmlHelper::$__docTypes = array
HtmlHelper::$helpers = NULL
HtmlHelper::$base = ""
HtmlHelper::$webroot = "/"
HtmlHelper::$theme = NULL
HtmlHelper::$here = "/category/business-news-personal-finance-consumer-news.html"
HtmlHelper::$params = array
HtmlHelper::$action = "index"
HtmlHelper::$plugin = NULL
HtmlHelper::$data = NULL
HtmlHelper::$namedArgs = NULL
HtmlHelper::$argSeparator = NULL
HtmlHelper::$validationErrors = NULL
HtmlHelper::$__tainted = NULL
HtmlHelper::$__cleaned = NULL,
	"form" => FormHelper
FormHelper::$helpers = array
FormHelper::$fieldset = array
FormHelper::$__options = array
FormHelper::$fields = array
FormHelper::$requestType = NULL
FormHelper::$defaultModel = NULL
FormHelper::$_inputDefaults = array
FormHelper::$base = ""
FormHelper::$webroot = "/"
FormHelper::$theme = NULL
FormHelper::$here = "/category/business-news-personal-finance-consumer-news.html"
FormHelper::$params = array
FormHelper::$action = "index"
FormHelper::$plugin = NULL
FormHelper::$data = NULL
FormHelper::$namedArgs = NULL
FormHelper::$argSeparator = NULL
FormHelper::$validationErrors = NULL
FormHelper::$tags = array
FormHelper::$__tainted = NULL
FormHelper::$__cleaned = NULL
FormHelper::$Html = HtmlHelper object
)
$loadHelpers	=	false
$cached	=	false
$loadedHelpers	=	array()
$seo_url	=	"category/business-news-personal-finance-consumer-news.html"
$username_for_layout	=	null
$user_for_layout	=	null
$accountid	=	""
$user	=	null
$myNews	=	array()
$UserEntities	=	array()
$navBox	=	array(
	array(
	"id" => "1",
	"title" => "World News",
	"seo_url" => "category/world-news.html",
	"Subelements" => array()
),
	array(
	"id" => "2",
	"title" => "U.S. News",
	"seo_url" => "category/us-news.html",
	"Subelements" => array()
),
	array(
	"id" => "3",
	"title" => "Business",
	"seo_url" => "category/business-news.html",
	"Subelements" => array()
),
	array(
	"title" => "Sports",
	"seo_url" => "category/sports-news.html",
	"id" => "4",
	"Subelements" => array()
),
	array(
	"title" => "Lifestyle & Home ",
	"seo_url" => "category/lifestyle-news.html",
	"id" => "5",
	"Subelements" => array()
),
	array(
	"title" => "Arts & Entertainment",
	"seo_url" => "category/arts-entertainment-news.html",
	"id" => "6",
	"Subelements" => array()
),
	array(
	"title" => "Technology",
	"seo_url" => "category/technology-news.html",
	"id" => "7",
	"Subelements" => array()
),
	array(
	"title" => "Health",
	"seo_url" => "category/health-news.html",
	"id" => "8",
	"Subelements" => array()
)
)
$navBar	=	array(
	array(
	"entity_id" => "15",
	"menu" => "World News",
	"title" => "World",
	"seo_url" => "category/world-news.html",
	"pagetitle" => "Top World News, Global News, International Events - DailyMe.com",
	"pagedescription" => "DailyMe.com delivers comprehensive coverage of world and international news from leading newspapers, newswires, and other top sources. DailyMe can be fully customized to deliver the news you select directly to your email or printer.",
	"pagekeywords" => "top world news, world news, global news, international news, international events, global events, foreign news",
	"id" => "1",
	"refresh_rate" => "0",
	"Subelements" => array()
),
	array(
	"entity_id" => "10",
	"menu" => "U.S. News",
	"title" => "U.S.",
	"seo_url" => "category/us-news.html",
	"pagetitle" => "Top U.S. News, National News and Current Events - DailyMe.com",
	"pagedescription" => "DailyMe.com delivers comprehensive coverage of the top U.S. National News from leading newspapers, newswires, and other top sources.  DailyMe can be fully customized to deliver the news you select directly to your email or printer.",
	"pagekeywords" => "Top U.S. News, U.S. News, US News, national news, U.S. current events, National Current Events, U.S. Headlines, US headlines, national headlines, nation, U.S.A, america news, north america news",
	"id" => "2",
	"refresh_rate" => "0",
	"Subelements" => array()
),
	array(
	"entity_id" => "415212",
	"menu" => "Business",
	"title" => "Business",
	"seo_url" => "category/business-news.html",
	"pagetitle" => "Business and Financial News from Leading Sources - DailyMe.com",
	"pagedescription" => "DailyMe.com presents a roundup of the top Business News from leading newspapers, newswires, and other top sources.  DailyMe can be fully customized to deliver the news you select directly to your email or printer.",
	"pagekeywords" => "Business news, financial news, market information, finance, money, investing, global markets, world markets, market report, market news, commodities news, stock market, stocks, companies, company news, earnings news",
	"id" => "3",
	"refresh_rate" => "0",
	"Subelements" => array()
),
	array(
	"entity_id" => "13",
	"menu" => "Technology",
	"title" => "Tech",
	"seo_url" => "category/technology-news.html",
	"pagetitle" => "Latest Technology News from Leading Sources - DailyMe.com",
	"pagedescription" => "DailyMe.com presents a roundup of the top technology news from leading newspapers, newswires and other top sources.  DailyMe can be fully customized to deliver the news you select directly to your email or printer.",
	"pagekeywords" => "latest technology news, latest technology, technology news, tech news, gadget news, tech report, videogames news, videogame news, computer news, plugged in",
	"id" => "4",
	"refresh_rate" => "0",
	"Subelements" => array()
),
	array(
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	"menu" => "Sports",
	"title" => "Sports",
	"seo_url" => "category/sports-news.html",
	"pagetitle" => "Latest Sports News and Analysis from Leading Sources - DailyMe.com",
	"pagedescription" => "DailyMe.com presents comprehensive coverage of the latest sports news from leading newspapers, newswires and other top sources.  DailyMe can be fully customized to deliver the news you select directly to your email or printer.",
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	"refresh_rate" => "0",
	"Subelements" => array()
),
	array(
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	"menu" => "Health",
	"title" => "Health",
	"seo_url" => "category/health-news.html",
	"pagetitle" => "Latest Health News from Leading Sources - DailyMe.com",
	"pagedescription" => "DailyMe.com presents a roundup of top health news from leading newspapers, newswires and other top sources.  DailyMe can be fully customized to deliver the news you select directly to your email or printer.",
	"pagekeywords" => "health news, top health news, medicine news, medical news, medical field, health care, healthcare",
	"id" => "6",
	"refresh_rate" => "0",
	"Subelements" => array()
),
	array(
	"entity_id" => "11",
	"menu" => "Science",
	"title" => "Science",
	"seo_url" => "category/science-news.html",
	"pagetitle" => "Latest Science News from Leading Sources - DailyMe.com",
	"pagedescription" => "DailyMe.com presents a roundup of the top science news and recent articles from leading newspapers, newswires and other top sources..  DailyMe can be fully customized to deliver the news you select directly to your email or printer.",
	"pagekeywords" => "science news, science and research, chemistry, biology news, anthropology news, fossils, stem cells, endangered species, space travel, space news, shuttle news",
	"id" => "7",
	"refresh_rate" => "0",
	"Subelements" => array()
),
	array(
	"entity_id" => "5",
	"menu" => "Arts & Entertainment",
	"title" => "Entertainment",
	"seo_url" => "category/arts-entertainment-news.html",
	"pagetitle" => "Entertainment News, Gossip, Reviews and more - DailyMe.com",
	"pagedescription" => "DailyMe.com provides a roundup of arts and entertainment news from leading newspapers, newswires and magazines. DailyMe combines personalized, editorialized and community-rated news from quality journalistic sources in one site to offer users a unique news experience.",
	"pagekeywords" => "entertainment news, celebrity gossip, movie news, movie reviews, entertainment reviews, top entertainment, television news, TV news",
	"id" => "8",
	"refresh_rate" => "0",
	"Subelements" => array()
),
	array(
	"entity_id" => "9",
	"menu" => "Lifestyle",
	"title" => "Lifestyle",
	"seo_url" => "category/lifestyle-news.html",
	"pagetitle" => "Lifestyle, Home and Parenting News - DailyMe.com",
	"pagedescription" => "DailyMe.com presents comprehensive coverage of lifestyle news including family, parenting and more from leading newspapers, newswires and other top sources..  DailyMe can be fully customized to deliver the news you select directly to your email or printer.",
	"pagekeywords" => "lifestyle news, family news, parenting news, home and garden news, family news, family and children, parenting news, sex news, relationship news, auto review",
	"id" => "9",
	"refresh_rate" => "0",
	"Subelements" => array()
),
	array(
	"entity_id" => "415214",
	"menu" => "Strange Brew",
	"title" => "Strange Brew",
	"seo_url" => "category/strange-news.html",
	"pagetitle" => "Strange, odd and weird stories from Quality Sources - DailyMe.com",
	"pagedescription" => "DailyMe presents a collection of weird news items from leading newspapers and newswires.",
	"pagekeywords" => "odd news, weird news, strange news, oddities, ",
	"id" => "10",
	"refresh_rate" => "0",
	"_name_" => "0",
	"Subelements" => array()
),
	array(
	"entity_id" => "17",
	"menu" => "Opinion",
	"title" => "Opinion",
	"seo_url" => "category/opinion-news.html",
	"pagetitle" => "Opinion, Editorials and Commentary from Quality Sources - DailyMe.com",
	"pagedescription" => "DailyMe.com presents a roundup of commentary and editorials from leading newspapers, newswires, and other top sources.  ",
	"pagekeywords" => "opinion, editorial, commentary, columns, viewpoint, perspective, columnist",
	"id" => "11",
	"refresh_rate" => "0",
	"_name_" => "0",
	"Subelements" => array()
)
)
$searchBox	=	array(
	array(
	"id" => "edt-2010100200000002",
	"name" => "foreclosures",
	"seo_url" => ""
),
	array(
	"id" => "edt-2010100500000001",
	"name" => "Nobel prize",
	"seo_url" => ""
),
	array(
	"id" => "edt-2010101400000001",
	"name" => ""jobless claims"",
	"seo_url" => ""
)
)
$metaVars	=	array(
	"http-equiv="Refresh" content="900""
)
$RelatedPhotos	=	null
$metaTitle	=	"Personal Finance and Consumer News - DailyMe.com"
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$metaDescription	=	"DailyMe.com presents a roundup of personal finance news from leading newspapers, and other top sources.  DailyMe can be fully customized to deliver the news you select directly to your email or printer."
$entity_type_id	=	"2"
$category	=	array(
	"id" => "415212",
	"entity_seo_url" => "category/business-news.html",
	"entity_alias" => "Business"
)
$stories	=	array(
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	"story_title" => "8 Biggest Mix-Ups About Health Care Reform",
	"story_summary" => "There are a lot of wrong ideas going around about the health care overhaul law. Get the facts.",
	"story_date" => "2013-06-17 20:00:00",
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),
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),
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	"source" => "Bankrate"
),
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	"story_title" => "Wedding Insurance: Help For Bridal Fails",
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	"story_date" => "2013-06-17 20:00:00",
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),
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	"story_title" => "Same-Sex Couples, Real Estate And The Law",
	"story_summary" => "Many laws treat same-sex homeowners differently from traditional married couples.",
	"story_date" => "2013-06-17 20:00:00",
	"source" => "Bankrate"
),
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	"story_title" => "Cash-out Mortgage To Pay Off Credit Cards?",
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	"source" => "Bankrate"
),
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	"story_title" => "Is 401(k) Safe In Bankruptcy?",
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	"story_date" => "2013-06-17 20:00:00",
	"source" => "Bankrate"
),
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	"story_seo_url" => "http://www.dailyfinance.com/2013/06/17/as-interest-rates-rise-banks-face-new-stress-tests/",
	"story_title" => "As Interest Rates Rise, Banks Face New Stress Tests",
	"story_summary" => "Filed under: Earnings, Federal Reserve, Treasury, Banks, Interest RatesJustin Sullivan/Getty Images
By Stephen Gandel

Banks have mostly been tight-lipped about what rising interest rates would mean for their bottom lines. They will soon have to open up a little more to regulators and investors.

For the first time this year, the Federal Reserve is requiring nation's 18 largest banks to submit mid-year stress tests showing how they would perform if they were hit with a negative economic shock, like a spike in unemployment or interest rates. The results are due to the Fed on July 5. Unlike the bank stress tests conducted at the beginning of the year, though, the Fed won't run its own test, or publicly critique the results. Still, banks will be required to make the results public at the end of September.

On the eve of the submission, bankers are meeting with Fed officials next week in Boston at a closed-door symposium to discuss the stress tests. There has been some contention over the process in the past. Bank executives have expressed frustration that the Fed won't say how it gets its results. At a similar conference last year, Wells Fargo's (WFC) treasurer Paul Ackerman reportedly drew applause from bankers when he said he still didn't get how the Fed's loss estimates could be so different than his bank's.

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On the list of topics for this year's meeting are residential loans, corporate loans and so-called counterparty credit risk, which is how much money one bank could lose if one of its trading partners goes bust. Putting a figure on that is one of the fuzziest parts of stress testing. In the past few months, regulators have stepped up scrutiny of corporate lending, questioning whether banks have made too many "covenant-light" and leverage loans.

But rising interest rates are sure to come up at the conference and in the mid-year stress tests. The yield on the 10-year Treasury bond has been rising recently, after being stuck near historic lows ever since the recession. The Fed included a sharp rise in interest rates as one of the shocks banks could face when it calculated potential trading losses in the stress test that were released in March. That was the first time the Fed had done that.

What's more, bankers say the Office of the Comptroller of the Currency has recently been questioning banks about interest rate risk. Last year, the OCC included rising interest rates in its report of top risks for banks.

It's hard to know how much banks would lose. Generally, banks have stuck to positives. Higher interest rates would allow the banks to charge more for loans. That could boost lending revenue and profits. But at the same time higher interest rates, and falling debt prices, have in the past caused big losses for the banks in their bond and loan portfolios. Banks have been less outspoken about that part of the rising interest rate story. But that might be changing.

Last week, at an investor conference, Bank of America's CFO Bruce Thompson indicated that the bank could lose as much as $11 billion in its bond and loan portfolio if interest rates were to rise 1 percent. He said that was as much as three times what Bank of America (BAC) would gain from higher rates in its lending business. But the bank might not have to realize those losses immediately, or ever if it holds the debt and borrowers end up paying. Still, the bank's capital could fall, which is something both investors and regulators have watched closely since the financial crisis, and something that would show up on the bank's stress test.

The best of times, worst of times story banks are telling about rising interest rates could end up being the other way around.





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